Products & Services
Our Edge In
Digital Banking
Jaspa MFB stands out as one of Nigeria’s fastest and most reliable digital banks. From account opening to everyday transactions, customers enjoy uninterrupted, glitch-free experiences. We boast of these innovations that empower our customers all across the country.
Payroll System for SMEs
Jaspa MFB is one of the few banks in Nigeria to integrate a payroll system directly into its banking platform. This innovation helps small businesses to prepare for the upcoming 2026...
Learn MoreBuilt-In Accounting System
Jaspa provides a banking-integrated accounting system that eliminates the need for external auditors. Businesses can track expenses, income, taxes, and cash flow—all from...
Learn MoreSegmented Accounts
Unlike most banks, Jaspa MFB allows customers to create specialized accounts tailored to different life stages and financial goals. These include Kids’ Accounts, Students’ Accounts, Expenses...
Learn MoreMulti-Layer Account System
Jaspa’s multi-layer banking system allows one customer to operate multiple distinct bank accounts under a single profile. A single business owner can create separate...
Learn MorePayroll System for SMEs
Jaspa MFB is one of the few banks in Nigeria to integrate a payroll system directly into its banking platform. This innovation helps small businesses to prepare for the upcoming 2026...
Learn MoreBuilt-In Accounting System
Jaspa provides a banking-integrated accounting system that eliminates the need for external auditors. Businesses can track expenses, income, taxes, and cash flow—all from...
Learn MoreSegmented Accounts
Unlike most banks, Jaspa MFB allows customers to create specialized accounts tailored to different life stages and financial goals. These include Kids’ Accounts, Students’ Accounts, Expenses...
Learn MoreMulti-Layer Account System
Jaspa’s multi-layer banking system allows one customer to operate multiple distinct bank accounts under a single profile. A single business owner can create separate...
Learn More
Comprehensive Banking Services
Debit Cards
Enjoy seamless spending with Jaspa Debit Cards — designed for convenience, security, and global access. Shop online, withdraw cash, or make in-store payments anytime, anywhere.
Partnerships
& Referrals
Jaspa collaborates with Nigerian businesses through integration programs and strategic partnerships. Businesses can embed Jaspa’s services into their operations to expand their offerings and reach new customers.
Existing Jaspa customers can also refer friends or businesses and earn rewards when their referrals sign up and start transacting.
Xero
Accounting
Integration
Jaspa integrates seamlessly with Xero, the world-class accounting software. This helps businesses track expenses and revenues in real time, forecast tax liabilities, and prepare for compliance under upcoming tax regulations. This integration is part of Jaspa’s commitment to helping Nigerian businesses scale sustainably and stay ahead of regulatory changes.
Uncompromising
Security
Security is at the core of Jaspa’s technology. Our fraud-prevention framework uses multi-layer detection systems that identify and block suspicious activity before it happens. We employ bank-grade encryption, regular security audits, and intelligent monitoring to ensure that customers’ funds and data remain fully protected.
Personal Banking Products
Kids & Students’ Account
Empower the next generation with tailored savings and spending solutions. Kids Accounts help parents teach children financial responsibility, while Students Accounts offer flexible banking for allowances, pocket money, and daily expenses. Features: - No minimum opening balance - Parental control options - Free debit cards for students - Locked savings to build discipline Ideal for: Families, teenagers, students.
Locked & Flexible Savings Account
Save your money safely and earn interest without the hassle of hidden fees. Jaspa’s savings accounts are designed to help you reach your goals, your way. Features: - Locked savings to encourage discipline - Flexible accounts for emergency access - Competitive interest rates - Accessible through mobile, USSD, and web app Ideal for: Salary earners, freelancers, families, and students.
Multi-Layer Account
Jaspa lets you create multiple accounts under one profile — so you can separate your business, savings, and expenses without using multiple banks. Features: - Multiple account names & numbers under one login - Easily track income, savings & expenses - No need to open accounts in different banks - Accounting system included Ideal for: Entrepreneurs, freelancers, small business owners.
Business Banking Products
SMEs & Corporate Accounts
Flexible, digital-first business accounts for SMEs, cooperatives, and established companies. Features: - Multi-layer structure for different business units - Payroll system built in (ready for 2026 tax reforms) - Free accounting dashboard (Xero integration available) - USSD & mobile app banking Ideal for: SMEs, cooperatives, NGOs, and growing businesses.
Business Loans & Credit Facilities
Grow faster with Jaspa’s tailored credit solutions for Nigerian businesses. Features: - SME loans with flexible terms - Fast approval process - Transparent interest rates - Dedicated relationship managers Ideal for: Startups, SMEs, traders, service providers.
POS & QR Payment Solutions
Accept payments anywhere with Jaspa POS terminals and our upcoming QR code payment system. Features: - Secure, real-time transactions - International card support - QR Code for contactless payments (coming soon) - Settlement within minutes Ideal for: Merchants, supermarkets, restaurants, service providers.
Banking Services
Included across personal & business:
- Debit Cards (usable on all POS)
- USSD Banking
- International transfers (all currencies & countries)
- Mobile App Banking
- 24/7 Fraud Detection & Security Layers